Insights for your outreach

Department Breakdown

Top 100 Companies using Apple Pay

Name: Top 100 Companies using Apple Pay
Creator: Surfe
Published: 2025-09-04 17:28:05
License: https://creativecommons.org/licenses/by-nc/4.0/

Last updated:04 Sep 2025

Created by Surfe | Views: 8

Market context behind this list

Sort by

Companies

Key Contacts

Annual Revenue

Funding

Company Growth

Team Growth

Hiring Status

Clear all

Annual Revenue

0-1M

1-10M

10-50M

50-100M

100-500M

500-1,000M

>1,000M

Clear all

Company Growth

1-20%

20-50%

50-100%

100%+

Clear all

Team Growth

1-20%

20-50%

50-100%

100%+

Clear all

Location

Santa Clara, California, United States

Gurugram, India

Osasco, Brazil

Moscow, Russia

City of London, United Kingdom

Pittsburgh, United States

Riverwoods, Illinois, United States

Melbourne, Australia

Al Ahsa Governorate, Saudi Arabia

Glen Allen, Virginia, United States

McLean, Virginia, United States

Lake Forest, California, United States

Newtown, Pennsylvania, United States

Long Island City, New York, United States

San José, Argentina

Minneapolis, Minnesota, United States

Richardson, Texas, United States

Irving, Texas, United States

Stuttgart, Germany

Madrid, Spain

Atlanta, Georgia, United States

São José dos Campos, Brazil

Memphis, Tennessee, United States

Singapore, Singapore

San Francisco, California, United States

Montreal, Canada

Gothenburg, Sweden

Giza, Egypt

Az Zulfi, Saudi Arabia

Stockholm, Sweden

Richfield, United States

Beverly Hills, California, United States

Washington, District of Columbia, United States

United Arab Emirates

Seattle, United States

Zurich, Switzerland

Bellevue, Washington, United States

Verona, Wisconsin, United States

Federal Way, Washington, United States

Columbus, Ohio, United States

Sydney, Australia

Élancourt, France

Riyadh, Saudi Arabia

Fort Lauderdale, Florida, United States

Dabouq, Jordan

Toronto, Canada

Mumbai, India

San Mateo, California, United States

San Jose, California, United States

Charlotte, United States

Pleasanton, California, United States

Vienna, Virginia, United States

Copenhagen, Denmark

Amsterdam, Netherlands

Abu Dhabi, United Arab Emirates

Raleigh, North Carolina, United States

Dubai, United Arab Emirates

Bilbao, Spain

Mississauga, Canada

Barueri, Brazil

Noida, India

Cupertino, United States

Houston, United States

Boulak, Egypt

Saint-Ouen-sur-Seine, France

Moon Twp, United States

Charlotte, North Carolina, United States

London, United Kingdom

Helsinki, Finland

Stamford, Connecticut, United States

São Paulo, Brazil

Doddakannalli, India

Paris, France

Suwon-si, South Korea

New York, New York, United States

Warsaw, Poland

Schaumburg, United States

Brookfield, Wisconsin, United States

Columbus, Georgia, United States

Troy, Michigan, United States

Denver, United States

Frankfurt, Germany

Clear all

	Companies		Key Contacts		Annual Revenue	Funding	Company Growth	Management Team Growth	Hiring Status	Tech Stack	HQ Location
1	CIB Egypt Hospitality	8,370	Trainee, Corporate Middle Unit Officer, Senior Teller	>100	-	$150M raised Post-IPO Debt, 10-01-2024	📊 Modest Growth: 0.9% 8,295 ↗ 8,370 Employees	📊 Modest Growth: 4.88% 246 ↗ 258 Employees	Not Hiring	23	Giza, Egypt
2	Dbs Bank Banking	22,418	Strategy and Planning, Vice President, Relationship Manager, Network Operations Engineer	>100	$>1,000M	$1,500M raised Post-IPO Debt, 09-06-2023	📊 Modest Growth: 1.72% 22,040 ↗ 22,418 Employees	📊 Modest Growth: 4.72% 3,092 ↗ 3,238 Employees	Actively Hiring	50	Singapore, Singapore
3	Ubs Finance	64,877	Stagista, Senior Vice President - Investments, Director, Initiative Manager in Investment Bank Technology	>100	$>1,000M	$1,500M raised Post-IPO Debt, 09-06-2024	📊 Modest Growth: 2.43% 63,340 ↗ 64,877 Employees	📊 Modest Growth: 3.58% 6,026 ↗ 6,242 Employees	Actively Hiring	17	Zurich, Switzerland
4	Samsung Computer Vision	4,998	Assistente administrativo, Senior Software Engineer, Staff Machine Learning Engineer	>100	$>1,000M		📊 Modest Growth: 0.28% 4,984 ↗ 4,998 Employees	📊 Modest Growth: 3.57% 84 ↗ 87 Employees	Actively Hiring	32	Suwon-si, South Korea
5	Bank of America Banking	102,962	Financial Center Manager, WMBS Financial Advisor Support Team, Portfolio Manager II	>100	$>1,000M	$2,000M raised Post-IPO Debt, 11-26-2024	📊 Modest Growth: 1.37% 101,566 ↗ 102,962 Employees	📊 Modest Growth: 3.25% 11,355 ↗ 11,724 Employees	Actively Hiring	27	Charlotte, North Carolina, United States
6	Elm Company	2,937	Assistant Manager Finance, شريعة, Consultant	>100	$100-500M	$133M raised Debt Financing, 09-11-2023	📊 Modest Growth: 0.96% 2,909 ↗ 2,937 Employees	📊 Modest Growth: 2.67% 75 ↗ 77 Employees	Actively Hiring	1	Riyadh, Saudi Arabia
7	Nab Banking	23,582	Senior Consultant - Planning, Process & Governance, Associate, Lead Business Solutions	>100	$>1,000M		📊 Modest Growth: 1.49% 23,236 ↗ 23,582 Employees	📊 Modest Growth: 2.67% 863 ↗ 886 Employees	Actively Hiring	20	Melbourne, Australia
8	GFT Technologies Information Technology	8,248	Analista em Agilidade de Negócios, FullStack Developer, Desarrollador web	>100	$100-500M		📉 Negative Growth: -0.65% 8,302 ↘ 8,248 Employees	📊 Modest Growth: 2.47% 81 ↗ 83 Employees	Actively Hiring	12	Stuttgart, Germany
9	ServiceNow Artificial Intelligence	22,456	Enterprise Sales Associate, Senior Sales Director, Business Operations Manager - Product & Solutions Marketing	>100	$>1,000M		📊 Modest Growth: 3.53% 21,691 ↗ 22,456 Employees	📊 Modest Growth: 2.46% 285 ↗ 292 Employees	Actively Hiring	19	Santa Clara, California, United States
10	Deutsche Bank Financial Services	48,725	Divisional Risk and Control Specialist, Kundenberater, AGILE Product Owner for SEPA & Instant payments (incl. Bizum)	>100	$>1,000M		📊 Modest Growth: 1.2% 48,149 ↗ 48,725 Employees	📊 Modest Growth: 2.31% 8,775 ↗ 8,978 Employees	Actively Hiring	9	Frankfurt, Germany
11	Abu Dhabi Islamic Bank (ADIB) Financial Services	5,330	Cash Management Specialist, Senior Compensation and Benefits Manager, senior home finance advisor	>100	$500-1,000M	$500M raised Post-IPO Debt, 11-08-2023	📉 Negative Growth: -0.3% 5,346 ↘ 5,330 Employees	📊 Modest Growth: 2.15% 93 ↗ 95 Employees	Actively Hiring	17	Abu Dhabi, United Arab Emirates
12	Indra Aerospace	22,171	Técnico del servicio de soporte, Senior Software Engineer, Jefe de Proyectos Integración Audiovisual y Multimedia	>100	$>1,000M	$291M raised Post-IPO Equity, 11-30-2023	📉 Negative Growth: -0.82% 22,355 ↘ 22,171 Employees	📊 Modest Growth: 2.06% 97 ↗ 99 Employees	Actively Hiring	23	Madrid, Spain
13	Barclays Financial Services	46,166	Process Advisor, KYC officer, Personal Banker	>100	$>1,000M		📊 Modest Growth: 1.34% 45,557 ↗ 46,166 Employees	📊 Modest Growth: 2.06% 6,174 ↗ 6,301 Employees	Actively Hiring	17	London, United Kingdom
14	PayPal Mobile Payments	19,668	Java Application Developer III, Machine Learning Scientist, MTS1, Senior Microsoft Collaboration Level 4	>100	$>1,000M	$5,000M raised Post-IPO Debt, 06-07-2023	📊 Modest Growth: 1.24% 19,428 ↗ 19,668 Employees	📊 Modest Growth: 1.94% 155 ↗ 158 Employees	Actively Hiring	39	San Jose, California, United States
15	Instacart Delivery	10,205	Shopper, Instacart Shopper, Delivery Specialist	>100	$500-1,000M	$232M raised Private Equity Round, 11-01-2021	📉 Negative Growth: -0.7% 10,277 ↘ 10,205 Employees	📊 Modest Growth: 1.89% 53 ↗ 54 Employees	Actively Hiring	53	San Francisco, California, United States
16	Allianz Partners Health Care	6,398	Project Manager / Scrum Master, Policy Management Officer, Formateur occasionnel en assistante	>100	$10-50M		📉 Negative Growth: -0.05% 6,401 ↘ 6,398 Employees	📊 Modest Growth: 1.87% 107 ↗ 109 Employees	Actively Hiring	9	Saint-Ouen-sur-Seine, France
17	Banque Nationale du Canada Banking	11,719	Vice President & Investment Advisor, Directeur, Directrice Services aux entreprises / Manager Commercial Banking	>100	$500-1,000M	$729M raised Post-IPO Equity, 06-17-2024	📊 Modest Growth: 3.11% 11,366 ↗ 11,719 Employees	📊 Modest Growth: 1.84% 599 ↗ 610 Employees	Actively Hiring	29	Montreal, Canada
18	JPMorganChase Consulting	150,394	Software Engineer II, Vice President, Software Engineer	>100	$>1,000M		📊 Modest Growth: 1.45% 148,247 ↗ 150,394 Employees	📊 Modest Growth: 1.83% 23,047 ↗ 23,468 Employees	Actively Hiring	8	New York, New York, United States
19	Hsbc Banking	109,493	Head of Equity Funds, Global Head - Mergers & Acquisitions, Universal Banker	>100	$>1,000M	$128M raised Post-IPO Debt, 09-27-2024	📊 Modest Growth: 0.64% 108,796 ↗ 109,493 Employees	📊 Modest Growth: 1.74% 7,063 ↗ 7,186 Employees	Actively Hiring	1	London, United Kingdom
20	Woolworths Group Wholesale	10,628	People Capability & Training Partner, Lead Data Scientist, Order Selector and Loader	>100	$>1,000M	$502M raised Post-IPO Debt, 09-29-2021	📉 Negative Growth: -0.59% 10,691 ↘ 10,628 Employees	📊 Modest Growth: 1.72% 58 ↗ 59 Employees	Actively Hiring	20	Sydney, Australia
21	Noon Retail	6,504	Team Leader, Senior Associate, Associate Director Fulfillment	>100	$500-1,000M		📊 Modest Growth: 0.02% 6,503 ↗ 6,504 Employees	📊 Modest Growth: 1.67% 60 ↗ 61 Employees	Actively Hiring	1	Az Zulfi, Saudi Arabia
22	EPAM Systems Construction	45,332	Experience Design Manager, Senior Software Engineer, Senior Software Engineer	>100	$>1,000M	$50M raised Venture Round, 06-30-2008	📊 Modest Growth: 0.31% 45,192 ↗ 45,332 Employees	📊 Modest Growth: 1.63% 245 ↗ 249 Employees	Actively Hiring	16	Newtown, Pennsylvania, United States
23	HCLTech Information Technology	155,691	Analyste recouvrement, Senior Consultant, Software Engineer	>100	$100-500M	$220M raised Post-IPO Equity, 07-10-2008	📉 Negative Growth: -0.62% 156,659 ↘ 155,691 Employees	📊 Modest Growth: 1.61% 3,925 ↗ 3,988 Employees	Actively Hiring	25	Noida, India
24	Adobe Software	40,612	Institute, Account Manager, EXCEL	>100	$>1,000M		📊 Modest Growth: 1.4% 40,053 ↗ 40,612 Employees	📊 Modest Growth: 1.58% 443 ↗ 450 Employees	Actively Hiring	14	San Jose, California, United States
25	Danske Bank Banking	13,356	Teamlead, Quality Control Team Manager, Senior Analyst	>100	$>1,000M		📊 Modest Growth: 1.64% 13,140 ↗ 13,356 Employees	📊 Modest Growth: 1.56% 578 ↗ 587 Employees	Actively Hiring	7	Copenhagen, Denmark
26	Insight Global Consulting	9,782	Account Manager, Software Engineer, Regional Manager	>100	$500-1,000M		📉 Negative Growth: -0.61% 9,842 ↘ 9,782 Employees	📊 Modest Growth: 1.45% 69 ↗ 70 Employees	Actively Hiring	48	Atlanta, Georgia, United States
27	Seb Financial Services	11,117	Domain Architect, Regulatory Specialist, Construction Worker	>100	$>1,000M		📊 Modest Growth: 0.32% 11,081 ↗ 11,117 Employees	📊 Modest Growth: 1.44% 139 ↗ 141 Employees	Actively Hiring	4	Stockholm, Sweden
28	Revolut Financial Services	9,101	Government Affairs Manager, Fincrime Analyst AML/CTF-Retail, Quality Analyst for KYC/ATO/FCG	>100	$500-1,000M		📊 Modest Growth: 0.47% 9,058 ↗ 9,101 Employees	📊 Modest Growth: 1.41% 71 ↗ 72 Employees	Actively Hiring	31	London, United Kingdom
29	Best Buy E-Commerce	29,978	Lead mobile sales consultant, DI,Gaming,Media, Lifestyles Lead, Quality and Experience Betterment Specialist	>100	$500-1,000M		📉 Negative Growth: -1.7% 30,497 ↘ 29,978 Employees	📊 Modest Growth: 1.36% 736 ↗ 746 Employees	Actively Hiring	37	Richfield, United States
30	JetBlue Travel	7,911	Pilot, IT Systems Manager, Pilot	>100	$>1,000M	$400M raised Post-IPO Debt, 08-12-2024	📉 Negative Growth: -0.25% 7,931 ↘ 7,911 Employees	📊 Modest Growth: 1.35% 74 ↗ 75 Employees	Actively Hiring	34	Long Island City, New York, United States
31	Confidential Careers Employment	19,675	Senior Chief Accountant, SME Information Security, US Tax Consultant	>100	-		📊 Modest Growth: 0.3% 19,617 ↗ 19,675 Employees	📊 Modest Growth: 1.25% 722 ↗ 731 Employees	Actively Hiring	6	Gurugram, India
32	AutoNation Automotive	3,811	sales associate, automotive parts sales, EVP, Chief Human Resources Officer	>100	$>1,000M		📉 Negative Growth: -1.01% 3,850 ↘ 3,811 Employees	📊 Modest Growth: 1.24% 161 ↗ 163 Employees	Actively Hiring	1	Fort Lauderdale, Florida, United States
33	Nordea Banking	19,627	Head of KYC Change Management, Premium Wealth Advisor, Senior Cyber Security Specialist	>100	$>1,000M		📊 Modest Growth: 1.25% 19,385 ↗ 19,627 Employees	📊 Modest Growth: 1.24% 482 ↗ 488 Employees	Actively Hiring	17	Helsinki, Finland
34	Wells Fargo Banking	127,758	Lead Analytic Consultant, Personal Banker, Senior Software Engineer	>100	$>1,000M		📊 Modest Growth: 0.58% 127,019 ↗ 127,758 Employees	📊 Modest Growth: 1.23% 10,900 ↗ 11,034 Employees	Actively Hiring	8	San Francisco, California, United States
35	National Bank of Egypt S.A.E. Banking	15,323	Customer Service Representative, Compliance Deputy General Manager, Bank Teller	>100	$500-1,000M	$400M raised Debt Financing, 07-12-2023	📊 Modest Growth: 0.41% 15,261 ↗ 15,323 Employees	📊 Modest Growth: 1.21% 248 ↗ 251 Employees	Not Hiring	1	Boulak, Egypt
36	Navy Federal Credit Union Finance	12,094	Senior Fraud Analyst, Assistant Manager, Credit Card Underwriting, Assist line Representative	>100	$500-1,000M		📊 Modest Growth: 1.02% 11,972 ↗ 12,094 Employees	📊 Modest Growth: 1.15% 262 ↗ 265 Employees	Actively Hiring	9	Vienna, Virginia, United States
37	Westpac Finance	13,300	Senior Risk Analyst, Senior Information Security Consultant, Senior Data Quality Analyst	>100	$>1,000M		📊 Modest Growth: 0.99% 13,169 ↗ 13,300 Employees	📊 Modest Growth: 1.05% 287 ↗ 290 Employees	Actively Hiring	10	Sydney, Australia
38	Saudi Telecom Company Telecommunications	9,403	Business Development Consultant, S&S command center Supervisor, Tel. engineer	>100	$500-1,000M		📉 Negative Growth: -0.61% 9,461 ↘ 9,403 Employees	📊 Modest Growth: 1.04% 96 ↗ 97 Employees	Actively Hiring	1	Riyadh, Saudi Arabia
39	Banco Bradesco S.A. Software	43,441	Gerente Comercial Corporate, Gerente de conta, Gerente administrativo	>100	$500-1,000M	$750M raised Post-IPO Debt, 01-22-2025	📊 Modest Growth: 0.53% 43,213 ↗ 43,441 Employees	📊 Modest Growth: 1.02% 2,052 ↗ 2,073 Employees	Actively Hiring	1	Osasco, Brazil
40	Live Nation Entertainment Media and Entertainment	9,361	Logistics Manager, VIP Nation Representative, Global Touring \| Senior Director of Tour Ticketing	>100	$>1,000M	$1,000M raised Post-IPO Debt, 12-03-2024	📊 Modest Growth: 0.92% 9,276 ↗ 9,361 Employees	📊 Modest Growth: 1% 201 ↗ 203 Employees	Actively Hiring	38	Beverly Hills, California, United States
41	First Citizens Bank Banking	8,196	Vice President IT PM for M&A, Bus & Com Support Specialst II, Sales and Service Representative II	>100	$>1,000M	$10M raised Post-IPO Debt, 05-07-2021	📊 Modest Growth: 0.85% 8,127 ↗ 8,196 Employees	📊 Modest Growth: 0.96% 628 ↗ 634 Employees	Actively Hiring	16	Raleigh, North Carolina, United States
42	Apex Systems Consulting	6,678	Salesperson, Project Manager, Account Manager	>100	$500-1,000M		📉 Negative Growth: -1.36% 6,770 ↘ 6,678 Employees	📊 Modest Growth: 0.96% 104 ↗ 105 Employees	Actively Hiring	21	Glen Allen, Virginia, United States
43	Arab Bank Banking	5,164	Marketing and Public Relations officer, Payroll Manager, accountant	>100	$500-1,000M		📉 Negative Growth: -0.14% 5,171 ↘ 5,164 Employees	📊 Modest Growth: 0.96% 208 ↗ 210 Employees	Actively Hiring	14	Dabouq, Jordan
44	Yandex Software	9,807	Software Engineer, Backend Developer, serbest	>100	$>1,000M	$1,000M raised Post-IPO Equity, 06-25-2020	📉 Negative Growth: -1.04% 9,910 ↘ 9,807 Employees	📊 Modest Growth: 0.95% 105 ↗ 106 Employees	Actively Hiring	45	Moscow, Russia
45	Volvo Cars Automotive	16,694	ميكانيك سيارات, Hyrbilsadministratör, Platschef	>100	$500-1,000M	$459M raised Post-IPO Debt, 01-04-2024	📊 Modest Growth: 0.52% 16,607 ↗ 16,694 Employees	📊 Modest Growth: 0.89% 112 ↗ 113 Employees	Actively Hiring	32	Gothenburg, Sweden
46	Truist Finance	16,840	Teller Supervisor, Banker, Producing Branch Manager	>100	$500-1,000M	$900k raised Venture Round, 10-30-2008	📊 Modest Growth: 1.09% 16,659 ↗ 16,840 Employees	📊 Modest Growth: 0.89% 1,567 ↗ 1,581 Employees	Actively Hiring	30	Charlotte, United States
47	World Vision Charity	6,867	Strategic Operations, Senior Manager, Finance Specialist, Senior Technical Program Manager II	>100	$500-1,000M		📉 Negative Growth: -0.71% 6,916 ↘ 6,867 Employees	📊 Modest Growth: 0.89% 112 ↗ 113 Employees	Actively Hiring	66	Federal Way, Washington, United States
48	Standard Chartered Banking	48,439	Assistant Manager, Director, Credit Analyst, Director - Leveraged Acquisition Finance and Private Credit	>100	$>1,000M		📊 Modest Growth: 0.2% 48,341 ↗ 48,439 Employees	📊 Modest Growth: 0.83% 2,535 ↗ 2,556 Employees	Actively Hiring	5	City of London, United Kingdom
49	Rbc Education	40,776	Financial Planner, Investment & Retirement Planning, Recruitment, Associate	>100	$>1,000M		📊 Modest Growth: 0.78% 40,460 ↗ 40,776 Employees	📊 Modest Growth: 0.73% 1,378 ↗ 1,388 Employees	Actively Hiring	29	Toronto, Canada
50	Albertsons Companies Food and Beverage	8,419	Service Operations Manager, Associate, Manager	>100	$500-1,000M	$1,750M raised Private Equity Round, 05-20-2020	📉 Negative Growth: -1.05% 8,508 ↘ 8,419 Employees	📊 Modest Growth: 0.7% 284 ↗ 286 Employees	Actively Hiring	13	Pleasanton, California, United States
51	Synchrony Credit Cards	8,764	Senior specialist, API Engineer, Customer Service Representative	>100	$500-1,000M	$500M raised Post-IPO Equity, 02-26-2024	📊 Modest Growth: 0.39% 8,730 ↗ 8,764 Employees	📊 Modest Growth: 0.64% 470 ↗ 473 Employees	Actively Hiring	40	Stamford, Connecticut, United States
52	Emirates Travel	28,474	Flight Attendant, OVERHAUL ENGINE, Quality Assurance Engineer	>100	$500-1,000M		📊 Modest Growth: 0.2% 28,417 ↗ 28,474 Employees	📊 Modest Growth: 0.61% 164 ↗ 165 Employees	Actively Hiring	33	Dubai, United Arab Emirates
53	American Red Cross Emergency Medicine	14,956	H&SS Community/AP Coordinator, Business Development Director, Specialist I, Collections	>100	$500-1,000M		⏸️ No Growth: 0% 14,956 Employees	📊 Modest Growth: 0.59% 509 ↗ 512 Employees	Actively Hiring	36	Washington, District of Columbia, United States
54	Pnc Banking	32,598	Bank Teller, Bssr, Organizational Financial Wellness East Territory Manager	>100	$>1,000M		📊 Modest Growth: 1.49% 32,119 ↗ 32,598 Employees	📊 Modest Growth: 0.57% 3,007 ↗ 3,024 Employees	Actively Hiring	18	Pittsburgh, United States
55	Capital One Banking	42,731	Customer Service Representative, Senior, Process Manager, Sr. Department Operations Manager	>100	$>1,000M	$1,750M raised Post-IPO Debt, 01-30-2025	📊 Modest Growth: 1.75% 41,997 ↗ 42,731 Employees	📊 Modest Growth: 0.55% 913 ↗ 918 Employees	Actively Hiring	22	McLean, Virginia, United States
56	BAC Credomatic Banking	7,556	Servicio de atención al cliente, Oficial de Transformación, Cajero bancario	>100	$500-1,000M		📉 Negative Growth: -0.3% 7,579 ↘ 7,556 Employees	📊 Modest Growth: 0.53% 187 ↗ 188 Employees	Actively Hiring	1	San José, Argentina
57	Disney Non Profit	34,060	Compensation Manager, Resort Bell Service Dispatcher, Analista de calidad	>100	$500-1,000M	$5,000M raised Post-IPO Debt, 04-13-2020	📉 Negative Growth: -0.82% 34,340 ↘ 34,060 Employees	📊 Modest Growth: 0.42% 476 ↗ 478 Employees	Actively Hiring	21	Lake Forest, California, United States
58	Citi Finance	122,842	BA/QA, Compliance Officer, Senior Executive Assistant	>100	$>1,000M		📊 Modest Growth: 0.13% 122,686 ↗ 122,842 Employees	📊 Modest Growth: 0.38% 21,097 ↗ 21,177 Employees	Actively Hiring	31	New York, New York, United States
59	American Express Travel	53,515	Senior Engineer, Analyst Risk Management, Senior Portfolio Manager Business Development	>100	$>1,000M		📊 Modest Growth: 0.82% 53,079 ↗ 53,515 Employees	📊 Modest Growth: 0.38% 1,040 ↗ 1,044 Employees	Actively Hiring	17	New York, New York, United States
60	Commonwealth Bank Finance	29,755	Executive Manager - HR Business Partner, Senior Manager Home Lending DL, Analyst - Commercial Banking	>100	$>1,000M	$795M raised Post-IPO Debt, 10-24-2023	📊 Modest Growth: 1.57% 29,294 ↗ 29,755 Employees	📊 Modest Growth: 0.34% 886 ↗ 889 Employees	Actively Hiring	12	Sydney, Australia
61	Pko Bp Banking	4,780	Starszy specjalista ds. planowania i raportowania, Deputy Head of Brokerage House, Menager	>100	$500-1,000M	$838M raised Post-IPO Debt, 09-20-2024	📉 Negative Growth: -0.02% 4,781 ↘ 4,780 Employees	📊 Modest Growth: 0.33% 307 ↗ 308 Employees	Actively Hiring	1	Warsaw, Poland
62	J. Safra Group Banking	7,394	Gerente Digital Empresas I, Gerente Bussines Safra - Alphaville, Superintendente Safra Corretora	>100	$500-1,000M		📉 Negative Growth: -0.52% 7,433 ↘ 7,394 Employees	📊 Modest Growth: 0.32% 317 ↗ 318 Employees	Actively Hiring	1	São José dos Campos, Brazil
63	Usaa Financial Services	22,644	Senior Program Manager, Java Software Developer, Senior Executive Assistant	>100	$0-1M		📊 Modest Growth: 0.1% 22,621 ↗ 22,644 Employees	📊 Modest Growth: 0.29% 349 ↗ 350 Employees	Actively Hiring	14	Moon Twp, United States
64	Itaú BBA International plc Banking	68,066	Analista de relacionamento, Especialista de Marketing, Bancário	>100	$>1,000M		📊 Modest Growth: 0.68% 67,606 ↗ 68,066 Employees	📊 Modest Growth: 0.26% 1,957 ↗ 1,962 Employees	Actively Hiring	38	São Paulo, Brazil
65	Hays plc Consulting	14,647	Human Resources Manager, Payroll Associate, Team Manager	>100	$>1,000M		📉 Negative Growth: -0.83% 14,769 ↘ 14,647 Employees	📊 Modest Growth: 0.25% 407 ↗ 408 Employees	Actively Hiring	28	London, United Kingdom
66	Anz Finance	31,046	Product Owner, Management Staff, Project Manager	>100	$500-1,000M	$578M raised Post-IPO Debt, 12-04-2024	📊 Modest Growth: 0.7% 30,831 ↗ 31,046 Employees	📊 Modest Growth: 0.23% 855 ↗ 857 Employees	Actively Hiring	17	Melbourne, Australia
67	Wipro Information Technology	154,863	Software Consultant, Manager at Wipro BPS, Senior Analyst	>100	$>1,000M	$563M raised Post-IPO Secondary, 11-08-2024	📉 Negative Growth: -0.81% 156,120 ↘ 154,863 Employees	📊 Modest Growth: 0.22% 2,255 ↗ 2,260 Employees	Actively Hiring	18	Doddakannalli, India
68	Nationwide Insurance	16,698	Consultant IT Analysis, Retired, Self Employed	>100	$500-1,000M		📊 Modest Growth: 0.2% 16,665 ↗ 16,698 Employees	📊 Modest Growth: 0.21% 470 ↗ 471 Employees	Actively Hiring	37	Columbus, Ohio, United States
69	UnitedHealth Group Health Care	45,763	Healthcare Specialist, Customer Service Advocate, Benefit Advocate	>100	$>1,000M		📉 Negative Growth: -0.21% 45,860 ↘ 45,763 Employees	📊 Modest Growth: 0.16% 631 ↗ 632 Employees	Actively Hiring	21	Schaumburg, United States
70	Icici Bank Banking	77,860	Relationship Manager, Credit Manager, Senior Officer	>100	$>1,000M	$480M raised Post-IPO Debt, 10-03-2023	📉 Negative Growth: -0.36% 78,141 ↘ 77,860 Employees	📊 Modest Growth: 0.16% 6,998 ↗ 7,009 Employees	Actively Hiring	14	Mumbai, India
71	Target E-Commerce	76,623	Target team member, Retail Associate, Human Resources Expert	>100	$500-1,000M		📉 Negative Growth: -1.21% 77,559 ↘ 76,623 Employees	📊 Modest Growth: 0.15% 2,676 ↗ 2,680 Employees	Actively Hiring	24	Minneapolis, Minnesota, United States
72	L'Oréal Beauty	51,608	Key-Account-Manager F&P, Ecommerce Manager, Senior Executive- Business Development	>100	$>1,000M	$1,357M raised Post-IPO Debt, 10-30-2024	📊 Modest Growth: 0.6% 51,298 ↗ 51,608 Employees	📊 Modest Growth: 0.14% 707 ↗ 708 Employees	Actively Hiring	10	Paris, France
73	Commerzbank Financial Services	8,989	Spezialist Productsteering Transaction Banking, Privatkundenassistentin, Associate	>100	$>1,000M		📊 Modest Growth: 1.52% 8,854 ↗ 8,989 Employees	📊 Modest Growth: 0.14% 692 ↗ 693 Employees	Actively Hiring	18	Frankfurt, Germany
74	Apple Mobile	123,472	Photo Producer, Spatial Audio, Area Sales Manager	>100	$>1,000M		📉 Negative Growth: -0.6% 124,222 ↘ 123,472 Employees	📊 Modest Growth: 0.12% 869 ↗ 870 Employees	Not Hiring	14	Cupertino, United States
75	Bbva Banking	23,633	Risk Manager - Impairment, Asistente ejecutivo, Business Partner	+99	$>1,000M		📉 Negative Growth: -0.08% 23,652 ↘ 23,633 Employees	📊 Modest Growth: 0.09% 1,114 ↗ 1,115 Employees	Actively Hiring	22	Bilbao, Spain
76	Bt Group plc Internet	31,919	Associate, DBA Oracle, PMO coordinator expert	>100	$500-1,000M	$1,191M raised Post-IPO Equity, 05-23-2023	📉 Negative Growth: -0.41% 32,049 ↘ 31,919 Employees	⏸️ No Growth: 0% 196 Employees	Actively Hiring	31	London, United Kingdom
77	RealPage Real Estate	4,977	A/R Supervisor, Salesforce Consultant, Information Security Analyst	>100	$500-1,000M	$18M raised Post-IPO Equity, 01-13-2022	📉 Negative Growth: -0.92% 5,023 ↘ 4,977 Employees	⏸️ No Growth: 0% 70 Employees	Actively Hiring	20	Richardson, Texas, United States
78	GEMS Education Education	3,870	office assistant plus school bus conductor, Stage Principal, Docente	>100	$500-1,000M	$3,250M raised Debt Financing, 07-22-2024	📉 Negative Growth: -0.67% 3,896 ↘ 3,870 Employees	⏸️ No Growth: 0% 67 Employees	Not Hiring	24	United Arab Emirates
79	Alaska Airlines Travel	5,948	Flight Attendant, Simulator Instructor, Flight Attendant	>100	$>1,000M	$850M raised Post-IPO Debt, 10-17-2024	📊 Modest Growth: 0.35% 5,927 ↗ 5,948 Employees	⏸️ No Growth: 0% 37 Employees	Actively Hiring	41	Seattle, United States
80	Newell Brands Consulting	6,766	Sr. Plant Manager, CSR, Demand Planner	>100	$>1,000M	$1,250M raised Post-IPO Debt, 10-30-2024	📉 Negative Growth: -0.22% 6,781 ↘ 6,766 Employees	⏸️ No Growth: 0% 66 Employees	Actively Hiring	29	Atlanta, Georgia, United States
81	Fiserv FinTech	23,510	Gerente de Projetos - Especialista em Implementação, Director of Quality Assurance, Workforce Management	>100	$>1,000M		📉 Negative Growth: -0.81% 23,701 ↘ 23,510 Employees	⏸️ No Growth: 0% 405 Employees	Actively Hiring	17	Brookfield, Wisconsin, United States
82	Epic Systems Corporation Health Care	10,704	Quality Assurance, Quality Manager, Project Manager	>100	$500-1,000M		📉 Negative Growth: -0.1% 10,715 ↘ 10,704 Employees	⏸️ No Growth: 0% 21 Employees	Actively Hiring	15	Verona, Wisconsin, United States
83	Kering Lifestyle	2,913	Strategic Operations, Business Planning & Logistic Operations Services Director, Non Merchandise Purchasing Ops Specialist	>100	$>1,000M		📉 Negative Growth: -0.88% 2,939 ↘ 2,913 Employees	⏸️ No Growth: 0% 40 Employees	Actively Hiring	31	Paris, France
84	Winners E-Commerce	5,371	Sales Associate, Sales Asscociate, Retail Associate	+13	$10-50M		📉 Negative Growth: -1.18% 5,435 ↘ 5,371 Employees	⏸️ No Growth: 0% 36 Employees	Actively Hiring	12	Mississauga, Canada
85	Lloyds Banking Group Financial Services	27,187	Senior Data Scientist, Supplier Performance Officer, Fraud Analyst	>100	$>1,000M		📉 Negative Growth: -0.02% 27,193 ↘ 27,187 Employees	⏸️ No Growth: 0% 289 Employees	Actively Hiring	15	London, United Kingdom
86	Tsys FinTech	4,516	Engineering Tech Leader, 소프트웨어 엔지니어, Senior Oracle Developer (Project Lead)	>100	$>1,000M		📊 Modest Growth: 0.36% 4,500 ↗ 4,516 Employees	⏸️ No Growth: 0% 56 Employees	Actively Hiring	22	Columbus, Georgia, United States
87	7-Eleven Food and Beverage	12,186	Accountant, Vendedor, Franchise Specialist	>100	$500-1,000M	$3M raised Funding Round, 07-17-2023	📉 Negative Growth: -0.85% 12,291 ↘ 12,186 Employees	⏸️ No Growth: 0% 536 Employees	Actively Hiring	27	Irving, Texas, United States
88	Discover Financial Services Banking	11,531	Application Engineer, Team Coach, Senior Principal - Ethics and Conduct	>100	$>1,000M		📊 Modest Growth: 0.44% 11,480 ↗ 11,531 Employees	⏸️ No Growth: 0% 156 Employees	Actively Hiring	32	Riverwoods, Illinois, United States
89	St Jude Children’s Research Hospital Health Care	2,746	Scientist, Scientist, Administrative Assistant	>100	$500-1,000M		📊 Modest Growth: 0.77% 2,725 ↗ 2,746 Employees	⏸️ No Growth: 0% 83 Employees	Actively Hiring	39	Memphis, Tennessee, United States
90	Societe Generale Business Development	29,564	Technicien, M&A Analyst, Conseillier clientele premium	>100	$>1,000M	$26M raised Post-IPO Debt, 07-15-2024	📉 Negative Growth: -0.61% 29,746 ↘ 29,564 Employees	⏸️ No Growth: 0% 901 Employees	Actively Hiring	17	Paris, France
91	Al-Rajhi Bank Banking	6,451	Program Manager, Administrative Sales, Sales And Marketing Specialist	>100	$500-1,000M	$1,920M raised Debt Financing, 10-09-2024	📊 Modest Growth: 0.99% 6,388 ↗ 6,451 Employees	⏸️ No Growth: 0% 299 Employees	Not Hiring	1	Al Ahsa Governorate, Saudi Arabia
92	Sony Interactive Entertainment Gaming	5,634	Assistant Manager, Customer Service Representative, Asistente contable	>100	-		📊 Modest Growth: 0.45% 5,609 ↗ 5,634 Employees	⏸️ No Growth: 0% 98 Employees	Actively Hiring	18	San Mateo, California, United States
93	C&A Brasil E-Commerce	3,703	Pastor de jovens, Vendedor, Wearhouse	>100	-		📉 Negative Growth: -0.83% 3,734 ↘ 3,703 Employees	⏸️ No Growth: 0% 25 Employees	Actively Hiring	18	Barueri, Brazil
94	Hewlett Packard Enterprise Cloud Computing	72,050	Senior Engineer, Lifecycle Solution Consultant, Assistant Manager	>100	$>1,000M	$1,350M raised Post-IPO Equity, 09-10-2024	📊 Modest Growth: 0.28% 71,851 ↗ 72,050 Employees	⏸️ No Growth: 0% 622 Employees	Actively Hiring	13	Houston, United States
95	Hotmart E-Commerce Platforms	4,162	Desempregado, Soldador, Desempregado	>100	$500-1,000M	$127M raised Series C, 03-30-2021	📉 Negative Growth: -0.24% 4,172 ↘ 4,162 Employees	⏸️ No Growth: 0% 206 Employees	Actively Hiring	41	Amsterdam, Netherlands
96	Atos Syntel	2,729	Analyst Programmer, Prafulla, Associate	>100	-		📉 Negative Growth: -0.4% 2,740 ↘ 2,729 Employees	⏸️ No Growth: 0% 15 Employees	Not Hiring	1	Troy, Michigan, United States
97	Delta Air Lines Aerospace	33,868	Pilot, Aircraft Load Agent, Delta Employee	>100	$500-1,000M		📊 Modest Growth: 0.22% 33,794 ↗ 33,868 Employees	⏸️ No Growth: 0% 298 Employees	Actively Hiring	1	Atlanta, Georgia, United States
98	Vf Financial Services	4,802	Machine Operator, Office Coordinator, Sales Representative	>100	$>1,000M		📉 Negative Growth: -0.81% 4,841 ↘ 4,802 Employees	⏸️ No Growth: 0% 83 Employees	Actively Hiring	18	Denver, United States
99	Expedia Group Travel	14,009	Senior Software Development Engineer, Security and Privacy Analyst, Market Associate	>100	$500-1,000M	$2,000M raised Post-IPO Debt, 04-23-2020	📊 Modest Growth: 0.96% 13,876 ↗ 14,009 Employees	⏸️ No Growth: 0% 106 Employees	Actively Hiring	29	Bellevue, Washington, United States
100	Expleo Group Information Technology	11,147	Senior Portfolio Manager - Project Delivery, Project Management Officer (A320) - Airbus ME / OSMMD, Ingénieur mécanique	>100	$10-50M		📉 Negative Growth: -0.79% 11,236 ↘ 11,147 Employees	⏸️ No Growth: 0% 86 Employees	Actively Hiring	31	Élancourt, France

Explore more insights

Market Expansion

Top Pharmaceutical Companies in Switzerland

14 October 2025

By Surfe

1,182

Market Expansion

Top Energy Companies in Switzerland

14 October 2025

By Surfe

441

Market Expansion

Top Aerospace Companies in Switzerland

11 October 2025

By Surfe

328

Market Expansion

Top Agriculture Companies in Germany

14 October 2025

By Surfe

299

Growth

Top Logistics Companies in Germany

14 October 2025

By Surfe

282

100

Market Expansion

Top Financial Services Companies in Germany

14 October 2025

By Surfe

241

100

Market Expansion

Top Energy Companies in Germany

14 October 2025

By Surfe

238

Market Expansion

Top Pharmaceutical Companies in Spain

14 October 2025

By Surfe

237

Market Expansion

Top Farming Companies in Canada

26 September 2025

By Surfe

202

Growth

Top SaaS Companies in Germany

14 October 2025

By Surfe

199

100

Intelligent Prospecting, Backed by Signals

What are effective strategies for positioning a product as a must-have for companies looking to optimize their existing Apple Pay setup?

Treat Apple Pay like the fast lane, not a side street. Mobile carts still abandon at roughly 70 percent, and the shortest checkout wins. Position your solution by tying it to hard revenue math: a 1 to 3 point lift in bank approvals or a small bump in Apple Pay usage on iOS traffic often equals seven figures at scale. Frame it as fewer taps, fewer declines, faster payback. One sticky line you can use: If Apple Pay is just a button, it is a leak.

Anchor the conversation on a simple audit that executives can feel. Start with device share vs payment share. “You see 60 percent iPhone traffic but only 20 percent of checkouts with Apple Pay. That gap is lost conversion.” Next, approval quality. “What is your bank approval rate on Apple Pay vs other cards? Even small false decline reductions pay for the project.” Then placement and timing. “Is Apple Pay visible on product pages and in the cart, or hidden at the end?” Add customer effort. “How many taps from cart to confirmation for Apple Pay vs card entry?” Close with protection and cost. “Are chargebacks and refund rates lower on Apple Pay, and are you routing high risk orders to safer flows?”

Concrete plays to pitch:
- Default Apple Pay for eligible iOS visitors and returning shoppers.
- Offer express checkout on product pages and cart, not just the final step.
- Recover soft declines with smart retries and clear prompts, not dead ends.
- Measure and A/B test Apple Pay placement, copy, and button treatment.
- Extend Apple Pay across web, app, subscriptions, and in-store QR to unify the experience.

The contrast sells it: smooth vs stalled checkout, approved vs declined money, proactive tuning vs reactive guesswork. Close with a simple promise to test: We will raise Apple Pay use and approvals, or you will know exactly why not within 30 days. Efficiency and clarity win.

How do decision-makers in companies that use Apple Pay typically evaluate potential tech enhancements?

Here is the tell: they greenlight what boosts approvals and shortens checkout without raising fraud or ops burden. With Apple Pay in the mix, the lens is simple and commercial. Decision-makers look first at three numbers as a single story: checkout conversion, authorization rate, and fraud or false decline rate. Digital wallets now power roughly half of online checkouts, so a 0.3 to 1 point swing in any of those metrics is serious money. They also weigh speed to pay and loyalty attachment, because a fast tap means little if it cannot tie to rewards or receipts. Expect them to ask for proof across device mix and channels. Web, app, and in-store should all show lift, or at least hold steady, during peak traffic. One sticky truth guides the room: approvals are revenue.

The process is disciplined. They set a baseline by segment, then run a 30 to 60 day pilot with a holdout. They watch abandonment on the Apple Pay button, time to complete, approval uplift with network tokens, and chargeback mix. They check what happens when cards are reissued, how retries behave, and whether 3DS or SCA prompts appear. In stores, they care about queue time, tap success on first attempt, and the long tail of declines. Integration cost sits beside the metrics. They want light engineering lift, no PSP lock-in, clear merchant control, and a roadmap that reduces support tickets. References from similar AOV, fraud pressure, and markets matter more than glossy demos. Speed wins, but proof buys budget.

Conversation angles you can use:
- What is your current approval rate on Apple Pay versus cards on file, and what is the dollar value of a one point lift?
- How do you measure Apple Pay button exposure, taps, and drop-off by page load speed?
- Are network tokens and lifecycle updates reducing reissue-related declines for you yet?
- Where do Face ID failures or wallet unavailability send users, and what is the recovery rate?
- Can you attach Apple Pay transactions to loyalty and receipts every time, including guest checkout?
- How do you isolate fraud versus false declines on Apple Pay, and who owns that KPI internally?
- What was your last peak season plan for wallet routing, retries, and acquirer fallbacks?

A faster checkout that declines is still a lost sale. You cannot optimize what you cannot measure.

How can insights into the frequency and volume of transactions processed through Apple Pay inform my targeting strategy?

Wallet volume is a window into conversion health. If a merchant is processing Apple Pay frequently and at meaningful volume, you’re looking at a mobile-first buyer base that values speed at checkout. That signals budget and urgency around conversion, auth rates, and peak stability. High frequency with weekend or evening spikes points to promotional pressure and potential approvals or fraud hiccups when the traffic hits. Low frequency or flat growth suggests wallet adoption is buried in the UI, under-promoted, or blocked by legacy flows. That is a straight line to lost revenue. The contrast is simple. Smooth wallet checkout means more orders. Hidden wallet buttons mean abandoned carts.

Use frequency and volume to segment your targets and sharpen the pitch. Fast-growing wallet share gets a scale and reliability play. Mid-level but stagnant usage gets a conversion and placement play. Low but rising adoption gets an onboarding and education play. Day-part data tells you when they struggle most. Pair that with seasonality to position pre-peak fixes, not post-peak apologies. One-liners you can use: Wallet share is the new conversion score. If Apple Pay is busy, your pipeline should be too.

Turn it into talk tracks:
- I saw your wallet volume spike on weekends. How are approvals and fraud reviews holding up during those surges?
- Your Apple Pay share seems steady, not growing. Where is the wallet placed in mobile checkout and what promotion has been tested?
- Are Apple Pay buyers converting at a higher rate than card entry on mobile? What is the gap worth monthly?
- When volume peaks, what is your backup plan if latency increases and retries climb?
- Do Apple Pay orders have different AOV or return rates than card entry? How are you using that to focus paid traffic?

The moral is efficiency beats brute force. Go where checkout is already winning and help them scale it. Where it is lagging, show the cost and a simple path to lift.

In what ways can understanding a company's customer base improve my approach when selling tech solutions alongside Apple Pay?

You do not sell Apple Pay. You sell fewer drop‑offs and faster repeat purchases. When you understand who their customer is, you can match the checkout to their buying moment. If their traffic skews iPhone and mobile, lead with speed and placement. Apple Pay near the top of checkout turns scrollers into buyers because it cuts taps and second guessing. If their base is on the go, like QSR or convenience retail, talk about reducing queue time and abandoned mobile orders. If they serve high‑consideration buyers with bigger baskets, your angle shifts to trust and completion. Apple Pay’s familiar flow reduces hesitation at the moment of truth and helps lift authorization success compared to manual entry. For subscription or replenishment audiences, use Apple Pay to nail the first conversion, then make reorders one tap from email or app. Different customer bases need different proof. Younger, mobile‑first buyers want instant checkout. Older or B2B purchasers want clarity and receipt discipline. Sell to the segment, not the feature set.

Tie it to revenue and margin. Smooth checkout means fewer support tickets, fewer reprocessing fees, and more paid orders during peak traffic. Contrast helps: smooth vs chaotic checkout, buy now vs think later, line moving vs line leaving. A simple story lands: a specialty retailer moved Apple Pay higher on mobile PDP and saw more same‑session buys without discounting. That is the kind of win a VP of Sales hears. Friction is a tax on intent. Remove the tax and intent turns into revenue.

Use these questions to steer the conversation:
- What percent of sessions are iOS and how does mobile convert vs desktop?
- Where do most drop‑offs happen on mobile checkout?
- What is your split of first‑time vs repeat buyers and how do they pay today?
- How does conversion differ on low AOV impulse buys vs high AOV carts?
- Do in‑store Apple Pay users enroll in loyalty, and can you connect that to online?
- What happens during peaks like drops or holidays when lines or traffic spike?
- Which markets or store formats see the most Apple Pay attempts, and are you surfacing it early enough?

What specific value can complementary technologies offer to businesses already utilizing Apple Pay?

Apple Pay nails speed, but speed without brains leaves money on the table. Complementary tech adds the brain. Think payment orchestration that routes a transaction to the processor most likely to approve it. Think risk tools that greenlight good shoppers and only step up the edge cases. Think network token and account updater coverage that keeps cards current so subscriptions do not die quietly. The outcome is simple. More approvals, fewer false declines, and a smoother checkout that customers actually finish. Even a 1 to 2 point lift in approval rate can translate into meaningful top line for mid-market brands. The fastest button still needs a smarter brain behind it.

The gains compound when you connect the wallet to the relationship. Loyalty linking at guest checkout lets you recognize Apple Pay buyers, issue points instantly, and trigger targeted offers on the next visit. Digital receipts with SKU-level data feed your CRM and CDP, so marketing can nudge with precision. Chargeback alerts and deflection cut costly write-offs and save ops time. Intelligent retry and dunning for wallets reduce involuntary churn on recurring revenue. For omnichannel teams, Tap to Pay on iPhone turns staff into mobile checkout without new hardware, which shortens lines and saves capex. Add real-time checkout analytics and A/B testing to tune button placement, incentives, and messaging. Speed gets the tap. Intelligence gets the approval.

Conversation starters you can use:
- What is your Apple Pay share of checkout and how do its approval rates compare to keyed cards?
- When your primary processor is soft-declining wallets, do you have auto failover or smart routing?
- How are you linking Apple Pay buyers to loyalty and capturing consented first-party data at guest checkout?
- What is your false decline rate on wallet traffic and how often do you step up only the riskiest orders?
- For subscriptions paid with Apple Pay, what is your recovery rate after a failed charge and how many retries are smart, not spam?

How can identifying pain points related to payment processing in companies using Apple Pay enhance my sales pitch?

One missing Apple Pay button on mobile can cost more than a week of pipeline. When you can name the specific payment friction they feel, you move from vendor to partner. With Apple Pay, the hot spots are clear and high impact. Button visibility and placement. Authorization rates and false declines. Refunds and reporting that do not line up across web, app, and in-store. Each one ties to revenue, margin, and customer experience. Digital wallets now power roughly half of online payments in many markets. If their Apple Pay flow is slow, hidden, or unreliable, they are bleeding conversion in the most valuable channel they have. Give them the contrast they already feel: a one-tap checkout vs a checkout that makes customers work. Fewer taps, more sales. A hidden Apple Pay button is a hidden revenue line.

Turn those pain points into sharp, practical talk tracks:
- What share of your mobile orders goes through Apple Pay today, and how does that convert vs cards?
- In peak hours, has the Apple Pay button ever failed to appear for some users? What did that cost in lost sessions?
- How do your Apple Pay authorization rates compare to your overall auth rate?
- When an Apple Pay payment is declined, do you handle retries differently from standard cards?
- How long do refunds take to hit the customer’s wallet, and how often does support get follow-up tickets?
- Can finance reconcile Apple Pay settlements and fees by channel without manual work?
- Do you capture loyalty and email on Apple Pay orders without slowing the checkout?
- What is your plan for regional security prompts that add friction, and how do you keep the tap-to-buy feel?

You win the meeting by proving you see the leaks before they do. Sell the outcome: smoother wallet flow, higher conversion, fewer support tickets, cleaner reporting. Efficiency beats brute force.